Residency for Retired People in Costa Rica

The Pensionado Residency grants legal status to retirees who receive a lifetime pension or retirement income of at least $1,000 USD per month. This pension must come from a stable and verifiable source, such as:

• Government pensions (like U.S. Social Security or Canadian OAS)

• Military pensions

• Private company pensions with a guaranteed lifetime payout

It does not apply to income from savings, rental properties, or investment portfolios unless they are converted into a structured annuity that guarantees monthly payments for life.

Unlike tourist visas that expire every 90 days, Pensionado residency gives you legal permanent status to live, own property, and access Costa Rica’s world-class healthcare system.

This residency is for foreign retirees who:

• Are no longer working or seeking employment

• Receive a permanent, lifelong pension

• Want to live in Costa Rica full- or part-time

• Enjoy benefits like access to the national healthcare system (CAJA), a low cost of living, and a welcoming expat-friendly culture

Spouses and dependents can be included under the primary applicant’s pension, although additional proof of income may be required for larger families.

Perfect for retirees receiving Social Security (ages 62+), military veterans, federal/state pension recipients, and anyone with guaranteed lifetime retirement income of $1,000+ monthly.